Thursday, July 31, 2008

Credit Crunch on Radar

Check Ups or Fix 'er Uppers
If the credit crunch is changing the way you are making family decisions -- or if you are looking for a way to improve your credit score in a tight lending market -- the library holds many recent consumer credit titles that may be helpful. The library also regularly adds titles about family investing and planning for retirement.

Consumer Credit Tips Worth Sharing
You may obtain a free credit report. However, if you want to obtain your credit score, you'll have to pay for it. The number between 300 and 850 identifies how lenders view you along the scale of not risky to risky borrower.

The three major credit bureau reporters are Equifax, Experian, and TransUnion. These bureaus don't share information; correcting an error may require separately contacting each of three bureaus.

If you have a specific complaint against a company, individual or entity regulated by our state, you may contact the Connecticut Department of Banking.